What Documentations Required to Buy an Apartment?

When you go to buy an apartment in Pakistan, there are several steps you should follow to ensure a legal procedure to complete the transaction process. It is good to determine your budget for purchasing an apartment in Pakistan. However, what documents are required to buy a flat in Pakistan, and what paperwork is required to own an apartment? These are some questions that will address here. The prerequisites on the way to apartment purchase are the down payment, closing costs, and any additional expenses from the developers.

Types to Buy an Apartment?

1. Title Verification

Homebuyers need to ensure that the seller has cleared the market title to the property. You must ask him about the legal formalities before you proceed with the apartment purchase. Can verify it by obtaining a copy of the property’s title deed from the authorized land registry office. You need to have a title deed from Bahria Town Lahore authority to buy an apartment in Bahia Prime Tower.

2. Sale Agreement

You will have to have a sale agreement on the deal. The agreement will contain the terms and conditions of the transaction. The facts of the purchase price, payment schedule, and possession date are mentioned. There might also be any other relevant clauses. So, both parties should review the agreement carefully before they sign it in the presence of witnesses.

3. NOC from Relevant Authorities

Next, you will obtain a No Objection Certificate (NOC) from the relevant development authority or housing society to ensure the property is legally approved for sale. LDA and BTL are the two authorities that ensure the apartment building complies with all regulatory requirements.

4. Transfer of Ownership

Homebuyers have to complete the transfer of ownership process in an appropriate way. They should submit the necessary documents for the sale agreement with an NOC and title deed. You can visit the concerned land registry office to know the status of the legal formalities. Following, you will have to pay the applicable transfer fees and taxes for the transfer of ownership in your name.

5. Tax Clearance Certificate

An investor or apartment purchaser needs to go for a tax clearance certificate from the Federal Board of Revenue (FBR) after they have finished with the down payment. The FBR will confirm that the apartment seller/developer has cleared all outstanding taxes pertaining to the property.

6. Completion Certificate

You must ensure that the developer has obtained a completion certificate from the concerned land authorities. The certificate will indicate that the construction has been completed if the apartment is part of a newly constructed building. It will also ensure that the building is according to approved plans and specifications.

7. Encumbrance Certificate

Homebuyers reserve the right to request an encumbrance certificate from the land registry office. This certificate will verify that the property is free from any encumbrances. You must explore the property, which is free from any mortgages, bank loans and legal disputes.

8. Power of Attorney (if applicable)
you must hire an attorney in favour of a trusted representative to act on your behalf if you are unable to complete the transaction by yourself for the purchase process. The Attorney will acquire a legal clearance or testament from the developers that the apartment building does not hold any outstanding loans and taxes or any other disputes.

9. Payment Documentation
You should maintain detailed records of all payments made towards the purchase. The records may include bank statements, payment receipts, and any other relevant documentation to establish a clear trail of the purchase record.

10. Legal Assistance
Finally, the apartment buyer or investors need to consider legal assistance from a qualified real estate attorney to ensure compliance with all legal requirements. The legal assistance will safeguard your interests throughout the purchase process. has been assisting many homebuyers and property investors with real estate sales and purchases. We have the Bahria Prime Tower Apartments alongside the Sky Villas and Next Villas for sale in Lahore. To book your slot, dial our UAN or leave us a message on the web form. Our property advisory team will get back to you for your assistance in buying a property in Bahria Town, Lahore.

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